Under the Federal Flexible Spending Account Program (FSAFEDS), a Health Care Flexible Spending Account (HCFSA) is offered to qualified service members as an option to set aside pretax earnings to help pay for health care costs.

A HCFSA is a pre-tax benefit account that is used to pay for eligible medical, dental, and vision care expenses - those not covered by your health care plan or elsewhere. HCFSA is a smart, simple way to save money while keeping you and your family healthy and protected. You can contribute up to a maximum of $3,400 to your Health Care FSA each year. If you re-enroll in FSAFEDS during Open Season, you can carry over up to $680.00 remaining in your account from one plan year to the next, so there is no "use or lose" risk.

Eligible service members may only enroll in an HCFSA during Federal Benefits Open Season through FSAFEDS. However, there are some life circumstances, called QLEs, that allow you to change your election throughout the calendar year.

Note: Your TRICARE benefit is separate from an HCFSA. Just because you have TRICARE does not mean you are automatically enrolled in an HCFSA.

Air National Guard Service members on state active duty are not eligible to enroll in a Health Care Flexible Spending Account.

Health Care Flexible Spending Account (HCFSA):
https://www.fsafeds.gov/explore/hcfsa

https://tricare.mil/Plans/SpecialPrograms/Health-Care-Flexible-Spending-Accounts