Retirement Calculator

Plan for active duty (regular), Reserve Component (non-regular), or medical retirement under the Blended Retirement System (BRS) or any of the legacy retirement systems (Final Pay, High-3, or REDUX) by viewing personalized retirement reports and performing "what-if" exercises to see how benefits change using different criteria.

Access to the Retirement calculators requires a CAC or DS Logon. This allows a service member's personnel data to populate the calculator fields for a personalized estimate of retired pay.

BRS Comparison

Compare retired pay estimates under the Blended Retirement System (BRS) to those using the legacy High-3 system. If eligible to opt-in, use this comparison to make an informed decision on opting into the BRS or staying in the legacy High-3 system.

BRS

Plan for retirement by viewing personalized retirement reports and performing "what-if" exercises to see how your benefits might change using different criteria. The BRS applies to those that entered service for the first time on or after January 1, 2018, and were automatically enrolled. It also includes those that entered service before December 31, 2017, and elected to opt into BRS during the opt-in period or chose to opt-in after a break in service.

High-3

Plan for retirement under the legacy High-3 retirement plan. This retirement system applies to those that entered service on or after September 8, 1980, but before August 1, 1986, OR entered on or after August 1, 1986, and did not choose the Career Status Bonus (CSB) and REDUX retirement system.

Final Pay

Estimate retired pay benefits under the Final Pay retirement plan, for those who first entered service prior to September 8, 1980.

REDUX

Estimate retired pay benefits under the REDUX retirement plan for those who opted for the Career Status Bonus at 15 years of service, but are not yet retired, entered on or after August 1, 1986, but before January 1, 2003, AND elected to receive the Career Status Bonus.

Medical Calculator

Estimate medical retirement pay for a medical separation or retirement while going through the Medical Evaluation Board process. Benefits are based on DoD disability percentage or years of service to assist in making an informed decision on medical or, if eligible, a longevity retirement.

Benefit Facts

ESGR

Employer Support of the Guard and Reserve (ESGR) is a Department of Defense organization established to promote cooperation and understanding between Service members and their civilian employers and to assist in the resolution of conflicts arising from the employee's military commitment. The ESGR Ombudsman Services Program provides neutral counseling and mediation of issues relating to compliance with the Uniformed Services Employment and Reemployment Rights Act (USERRA).

Benefit Facts

G.I. Bill

The Post-9/11 GI Bill (chapter 33 benefits) is an education benefit program specifically for military members who served on active duty on or after September 11, 2001. Depending on an individual's situation, provisions of the program may include coverage of tuition and fees, a monthly housing allowance, a books and supplies stipend, Yellow Ribbon payments, college fund, rural benefit payments and transferability to eligible immediate Family members (Spouse and Children).

Benefit Facts

SECO

SECO offers comprehensive information, tools and resources to support career exploration, education, training, licensing, employment readiness and career connections.

Benefit Facts

Dual TRICARE and VA

When leaving active duty, Service members may be entitled to or eligible for benefits offered by TRICARE and Department of Veterans Affairs (VA), depending on whether the Service member retires or separates. If retiring, the Service member is eligible for TRICARE as a military retiree and may also be eligible for certain VA benefits. Service members who separate due to a service-connected disease or disability may be eligible for VA benefits and certain TRICARE benefits.

Benefit Facts

VA Home Loans

VA helps Service members, Veterans, and eligible Surviving Spouses become homeowners.

Benefit Facts

TSP

The Thrift Savings Plan (TSP) is a Federal Government-sponsored retirement savings and investment plan. It offers the same type of savings and tax benefits that many private corporations offer their employees under "401(k)" plans.

Featured: Reunion

The return home from combat can often leave servicemembers feeling out of place with the most important people in their lives - their families.

"In deployment, Soldiers grow accustomed to a new lifestyle and a new 'family' - those buddies that bond together to defend each other," said Maj. Ken Williams, 14th Military Police Brigade chaplain. "This lifestyle change is prolonged and becomes familiar, i.e., the new normal."

The families also change while the Servicemember is deployed.

"The family is a system," Williams said. "When one family member is absent, the whole system changes. All members of the family adapt to a new 'normal' way of life."

When the servicemember returns, the family may feel uncomfortable with each other, and the servicemember may withdraw from the family.